LELIQ ¿Qué son y cómo invertir?

Luciano

¿Qué son y para qué sirven las LELIQ?

Las LELIQ o también conocidas como letras de liquidez son, ni más ni menos, que un método financiero otorgado por el BCRA (Banco Central de la República Argentina) con el fin de retener una gran cantidad de pesos de la base monetaria.

Y, ¿Cuál es el verdadero objetivo de las LELIQ? El Gobierno Nacional y el BCRA, a través de las LELIQ, pueden contener la suba de los dólares evitando inflación, precios más altos o corridas bancarías en el corto plazo.

Con el Gobierno del Ingeniero Mauricio Macri, se licitaban diariamente las LELIQ y, solamente, podían acceder las entidades financieras, los bancos. El tiempo era de 7 días que, con el nuevo Gobierno Nacional, se extendieron más aún los plazos de las LELIQs.

En la actualidad, este instrumento financiero, tiene otro objetivo que es fijar una tasa de interés razonable y de conveniencia para la población en los plazos fijos en pesos.

¿Cómo funcionan las LELIQ?

Emitir dinero en una económica, hará que la inflación se incremente a largo plazo. Por esta razón, las LELIQ se crearon, con el objetivo de no emitir tanto. Las letras del BCRA servían como un préstamo que tomaba la institución financiera con las entidades bancarias por X días (generalmente, 7 días)

Al transcurso del plazo, el BCRA, daba nuevamente ese dinero a los bancos sumado a una tasa de interés acordada previamente.

Subastas y colocaciones de Leliq del BCRA

Fecha subastaValor adjudicado ($)Plazo (días)Tasa LELIQ
16/4/2020134.522.651.7812838,00%
14/4/2020300.000.000.0002838,00%
8/4/202090.000.000.0002938,00%
7/4/202065.000.000.0002838,00%
3/4/2020200.000.000.0002738,00%
1/4/2020350.000.000.0002738,00%
26/3/2020100.000.000.0002838,00%
25/3/202076.950.000.0002738,00%
19/3/2020117.243.372.6052838,00%
17/3/2020120.000.000.0002838,00%
12/3/2020100.000.000.0002738,00%
10/3/202073.156.556.3842838,00%
5/3/2020232.113.019.7282940,00%
3/3/2020450.000.000.0002840,00%
27/2/2020147.000.000.0002840,00%
26/2/2020210.000.000.0002840,00%
20/2/2020200.000.000.0002840,00%
18/2/2020180.000.000.0002844,00%
13/2/2020156.810.116.1042848,00%
11/2/2020129.595.918.1112848,00%
6/2/202063.848.021.8082148,00%
6/2/2020223.798.934.1392848,00%
4/2/2020138.377.874.4682248,00%
4/2/2020342.409.148.8562848,00%
30/1/2020160.000.000.0001450,00%
30/1/2020110.800.761.6452150,00%
28/1/2020150.000.000.0001450,00%
28/1/2020152.037.345.5492150,00%
23/1/2020211.869.741.234750,00%
23/1/2020350.000.000.0001450,00%
21/1/2020150.000.000.000750,00%
21/1/2020550.000.000.0001450,00%
20/1/2020179.088.526.624750,00%
17/1/2020130.914.267.446750,00%
16/1/2020147.078.148.798752,00%
15/1/2020132.084.398.952752,00%
14/1/2020191.178.171.419752,00%
13/1/2020177.387.549.170752,00%
10/1/2020129.670.847.661752,00%
9/1/2020145.625.878.565755,00%
8/1/2020130.780.179.104755,00%
7/1/2020189.290.451.389755,00%
6/1/2020175.635.999.675755,00%
3/1/2020128.390.459.557755,00%
2/1/2020144.105.857.488755,00%
30/12/2019129.415.115.211955,00%
27/12/2019187.314.666.0501155,00%
26/12/2019173.802.737.4551158,00%
23/12/2019127.050.339.1981158,00%
20/12/2019142.601.702.1631358,00%
19/12/2019127.683.516.3801163,00%
18/12/2019184.260.483.561963,00%
17/12/2019170.816.950.681963,00%
16/12/2019124.867.719.822763,00%
13/12/201985.553.325.747763,00%
12/12/2019125.304.448.153763,00%
11/12/2019181.441.919.120763,00%
10/12/2019168.204.026.988763,00%
9/12/2019123.377.053.977763,00%
6/12/201984.531.993.566763,00%
5/12/2019123.956.385.840763,00%
4/12/2019179.275.872.747763,00%
3/12/2019190.468.406.167763,00%
2/12/2019183.617.436.905763,00%
29/11/2019144.734.123.036763,00%
28/11/2019150.979.799.505763,00%
27/11/2019144.006.461.962763,00%
26/11/2019167.561.954.500763,00%
25/11/2019122.410.839.349763,00%
22/11/2019136.243.591.252763,00%
21/11/2019171.592.508.393763,00%
20/11/2019170.498.268.641763,00%
19/11/2019139.056.845.758763,00%
15/11/2019156.065.504.1761063,00%
14/11/2019136.206.073.620863,00%
13/11/2019183.730.912.548863,01%
12/11/2019183.328.104.799863,01%
11/11/2019138.109.883.806863,05%
8/11/2019156.493.238.967763,21%
7/11/2019143.747.948.783764,01%
5/11/2019195.705.320.782864,94%
4/11/2019204.327.715.388865,93%
1/11/2019164.775.554.6971067,03%
31/10/2019198.009.547.191868,00%
30/10/2019142.992.129.870868,00%
29/10/2019153.256.721.109768,00%
28/10/2019172.799.391.236768,00%
25/10/2019129.702.260.824768,00%
24/10/2019156.149.999.470768,00%
23/10/2019183.951.730.198768,00%
22/10/2019152.116.051.682768,00%
21/10/2019157.057.643.292768,00%
18/10/2019231.130.021.375768,00%
17/10/2019195.476.637.942768,00%
16/10/2019238.895.073.218768,00%
15/10/2019210.843.660.389768,00%
11/10/2019212.416.374.8001068,02%
10/10/2019244.576.405.237869,49%
9/10/2019211.366.625.105870,99%
8/10/2019256.406.033.860871,92%
7/10/2019201.388.807.770872,97%
4/10/2019224.716.483.459774,98%
3/10/2019230.194.185.989775,98%
2/10/2019246.681.983.771776,99%
1/10/2019262.324.725.821777,71%
30/9/2019208.861.983.562778,37%
27/9/2019223.918.716.775779,21%
26/9/2019212.452.854.493779,99%
25/9/2019229.041.272.884780,83%
24/9/2019210.564.176.266781,32%
23/9/2019251.754.686.689781,78%
20/9/2019207.874.861.908782,25%
19/9/2019216.404.574.957782,79%
18/9/2019239.654.551.161783,21%
17/9/2019195.226.928.273783,46%
16/9/2019245.918.199.681784,01%
13/9/2019229.589.596.346784,15%
12/9/2019216.570.347.997785,99%
11/9/2019223.384.823.474785,99%
10/9/2019235.332.541.528785,99%
9/9/2019245.699.468.361785,98%
6/9/2019204.353.828.607785,83%
5/9/2019198.911.298.526785,80%
4/9/2019227.483.328.616785,80%
3/9/2019232.183.815.411785,73%
2/9/2019246.622.544.095785,28%
30/8/2019165.109.218.387783,26%
29/8/2019161.173.928.978778,21%
28/8/2019200.413.461.948774,98%
27/8/2019190.166.694.397774,99%
26/8/2019321.814.951.070774,99%
23/8/2019280.755.150.271774,98%
22/8/2019268.242.761.220774,98%
21/8/2019255.489.477.373774,98%
20/8/2019144.925.890.152774,96%
16/8/2019336.667.047.6181074,97%
15/8/2019284.808.565.436874,96%
14/8/2019272.685.367.640874,93%
13/8/2019286.269.987.376874,85%
12/8/201999.792.193.150874,78%
9/8/2019268.054.219.757763,71%
8/8/2019248.126.705.468763,38%
7/8/2019243.224.786.909762,93%
6/8/2019272.400.100.807762,28%
5/8/2019257.061.887.099761,59%
2/8/2019255.118.300.258761,01%
1/8/2019244.296.065.642760,65%
31/7/2019245.498.906.095760,40%
30/7/2019270.180.530.678760,27%
29/7/2019279.397.259.413759,99%
26/7/2019265.881.127.229759,59%
25/7/2019217.698.938.591759,23%
24/7/2019255.808.465.712759,01%
23/7/2019218.877.625.327758,91%
22/7/2019232.465.564.191758,78%
19/7/2019244.053.132.022758,71%
18/7/2019233.773.186.056758,72%
17/7/2019255.933.204.093758,74%
16/7/2019233.389.332.196758,80%
15/7/2019186.365.567.005758,83%
12/7/2019259.177.913.638759,01%
11/7/2019252.350.463.014759,16%
10/7/2019272.247.228.135759,48%
5/7/2019246.589.996.1821159,90%
4/7/2019210.782.174.2651160,34%
3/7/2019248.805.467.804960,80%
2/7/2019260.313.833.533961,38%
1/7/2019259.534.500.000962,08%
28/6/2019246.683.378.937762,69%
27/6/2019218.869.516.593762,60%
26/6/2019178.107.032.887762,60%
25/6/2019225.122.845.753763,03%
24/6/2019236.993.203.629763,84%
21/6/2019238.361.886.977764,62%
19/6/2019217.728.420.293865,44%
18/6/2019210.065.515.838866,11%
14/6/2019239.889.776.3181166,66%
13/6/2019234.814.625.2751167,31%
12/6/2019212.503.159.992967,98%
11/6/2019222.199.610.768868,89%
10/6/2019230.017.878.456869,24%
7/6/2019225.463.536.712769,61%
6/6/2019225.617.012.529769,97%
5/6/2019235.102.870.660770,28%
4/6/2019223.700.461.649770,53%
3/6/2019230.693.117.512770,69%
31/5/2019220.401.120.589770,73%
30/5/2019168.451.949.123770,75%
29/5/2019190.691.645.279770,75%
28/5/2019208.479.790.417770,79%
27/5/2019194.178.491.371770,82%
24/5/2019229.547.106.264770,90%
23/5/2019206.344.361.164770,89%
22/5/2019196.959.686.594770,99%
21/5/2019220.914.779.891771,22%
20/5/2019208.775.896.345771,44%
17/5/2019221.899.519.686771,48%
16/5/2019219.687.959.862771,57%
15/5/2019208.302.239.862771,60%
14/5/2019197.162.651.003771,63%
13/5/2019195.710.701.857771,74%
10/5/2019217.068.816.329772,05%
9/5/2019217.002.278.465772,48%
8/5/2019225.409.923.106772,88%
7/5/2019215.203.046.791773,24%
6/5/2019217.215.103.436773,53%
3/5/2019191.016.254.682773,77%
2/5/2019192.120.200.000774,07%
30/4/2019183.347.884.295873,93%
29/4/2019207.098.863.776873,19%
26/4/2019196.585.595.3301071,87%
25/4/2019183.382.984.633871,04%
24/4/2019172.398.751.029868,37%
23/4/2019185.674.871.216767,89%
22/4/2019197.830.711.375767,87%
17/4/2019255.586.050.034967,12%
16/4/2019216.773.418.389966,79%
15/4/2019198.134.874.058966,85%
12/4/2019203.509.572.7461166,86%
11/4/2019205.983.714.0191166,81%
10/4/2019199.637.378.666766,76%
9/4/2019204.750.977.507766,94%
8/4/2019197.763.209.207767,17%
5/4/2019218.098.947.621767,38%
4/4/2019210.023.294.875767,69%
3/4/2019201.879.314.611767,98%
1/4/2019202.983.800.033868,15%
29/3/2019166.002.623.5231068,16%
28/3/2019186.063.234.016868,35%
27/3/2019201.445.493.046867,76%
26/3/2019190.800.798.430866,93%
25/3/2019183.326.035.412766,83%
22/3/2019210.026.699.622766,66%
21/3/2019187.513.327.022765,76%
20/3/2019210.121.597.190764,89%
19/3/2019209.081.093.853763,87%
18/3/2019190.378.845.051763,71%
15/3/2019204.862.565.157763,74%
14/3/2019202.220.711.413763,66%
13/3/2019201.038.835.477763,33%
12/3/2019200.000.000.000762,12%
11/3/2019185.726.568.392759,86%
8/3/2019206.191.753.154757,89%
7/3/2019223.174.407.755751,86%
6/3/2019200.526.817.921750,55%
1/3/2019200.000.000.0001150,22%
28/2/2019153.343.984.5731150,13%
27/2/2019185.000.000.000949,98%
26/2/2019160.000.000.000950,07%
25/2/2019160.000.000.000949,83%
22/2/2019166.694.026.641749,52%
21/2/2019183.875.456.693749,03%
20/2/2019212.660.537.681746,01%
19/2/2019180.000.000.000744,49%
18/2/2019190.000.000.000744,31%
15/2/2019185.000.000.000744,21%
14/2/2019180.000.000.000743,94%
13/2/2019200.000.000.000743,97%
12/2/2019190.000.000.000744,36%
11/2/2019190.000.000.000745,16%
8/2/2019185.000.000.000746,24%
7/2/2019180.000.000.000747,55%
6/2/2019175.000.000.000748,82%
5/2/2019185.000.000.000750,02%
4/2/2019180.000.000.000751,30%
1/2/2019170.000.000.000752,44%
31/1/2019145.000.000.000753,69%
30/1/2019160.000.000.000754,89%
29/1/2019150.000.000.000755,64%
28/1/2019140.000.000.000756,31%
25/1/2019148.976.608.165756,60%
24/1/2019141.800.900.000756,70%
23/1/2019155.727.050.142756,87%
22/1/2019198.284.164.742756,94%
21/1/2019170.307.395.198757,13%
18/1/2019162.323.800.026757,25%
17/1/2019147.827.187.103757,32%
16/1/2019164.097.050.731757,54%
15/1/2019211.630.718.876757,61%
14/1/2019172.096.394.981757,80%
11/1/2019140.352.708.604758,11%
10/1/2019151.332.806.343758,46%
9/1/2019155.303.160.906758,78%
8/1/2019211.184.585.451758,80%
7/1/2019193.244.169.439758,96%
4/1/2019129.762.603.739759,29%
3/1/2019151.371.142.046759,44%
2/1/2019130.436.296.170759,41%
28/12/2018216.930.791.4481159,25%
27/12/2018176.006.349.1831159,39%
26/12/2018119.755.392.694959,36%
21/12/2018118.269.353.8271359,38%
20/12/201891.487.101.3081359,58%
19/12/2018207.401.218.201959,45%
18/12/2018162.652.472.935959,44%
17/12/2018120.514.826.178959,41%
14/12/2018125.132.175.794759,08%
13/12/201880.748.032.652759,16%
12/12/2018156.296.207.265759,13%
11/12/2018141.171.510.173758,97%
10/12/2018121.663.228.630759,23%
7/12/2018159.753.670.141759,16%
6/12/2018108.651.043.228759,01%
5/12/2018177.040.196.818759,10%
4/12/2018163.632.726.035760,00%
3/12/2018160.231.324.237760,28%
29/11/2018189.161.659.612860,75%
28/11/2018120.050.647.648861,20%
27/11/2018140.075.161.357861,25%
26/11/2018134.579.200.000861,24%
23/11/2018134.844.043.7221061,41%
22/11/2018145.742.117.627761,70%
21/11/201897.933.618.729761,95%
20/11/201893.325.355.685762,12%
16/11/2018132.265.917.7641062,21%
15/11/2018183.543.240.259862,50%
14/11/2018174.744.982.217863,29%
13/11/201873.419.699.452865,04%
12/11/2018111.981.287.997865,77%
9/11/2018139.274.423.589766,65%
8/11/2018176.609.652.324767,13%
7/11/2018167.157.607.414767,43%
5/11/201896.070.652.196768,20%
2/11/2018139.379.808.061768,52%
1/11/2018173.744.224.617768,80%
31/10/2018154.492.494.954768,05%
30/10/2018109.441.070.294870,05%
29/10/201839.370.000.000770,63%
26/10/2018125.041.910.682771,76%
25/10/2018155.886.270.873771,94%
24/10/2018159.136.331.637771,87%
23/10/2018110.929.136.164771,39%
22/10/201812.410.000.000771,73%
19/10/2018135.643.846.659772,88%
18/10/2018152.373.250.513772,54%
17/10/2018185.053.412.341772,66%
16/10/2018132.119.424.050772,20%
12/10/2018103.302.867.923772,00%
11/10/201898.843.181.995772,73%
10/10/2018107.774.231.017772,41%
9/10/201860.108.365.525772,60%
8/10/201882.995.551.781873,52%
5/10/2018104.830.894.742773,31%
4/10/201897.708.674.359772,83%
3/10/2018109.519.938.724771,27%
2/10/201852.815.000.000769,47%
1/10/201871.060.000.000767,18%

¿Cómo puedo invertir en las LELIQ? Guía Paso a Paso.

Si te ha interesado invertir en LELIQs, lamentablemente, no puedes acceder a ellas. Como lo mencionamos, solamente, las entidades bancarias pueden utilizar esta herramienta financiera y ninguna persona física o jurídica podrá.

Compartir este artículo